:root{--ink:#2a2118;--ink2:#334155;--muted:#64748b;--bg:#fbf8f4;--card:#fff;--line:#e2e8f0;--accent:#b45309;--accent-d:#92400e;--ok:#15803d;--err:#b91c1c;--r:12px;--max:1100px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:#92400e}
img,svg{max-width:100%}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:10}
header.top{background:var(--ink);color:#fff;position:sticky;top:0;z-index:5}
header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800}
.brand svg{width:34px;height:34px;flex:none}
nav.main{display:flex;align-items:center;gap:16px}
nav.main a{color:#e2e8f0;text-decoration:none;font-size:15px}
nav.main a:hover{color:#fff}
nav.main a.call{font-weight:700;color:#fcd9a8}
.btn{display:inline-block;white-space:nowrap;background:var(--accent);color:#fff!important;font-weight:700;text-decoration:none;padding:13px 22px;border-radius:10px;border:0;cursor:pointer;font-size:17px;line-height:1.2}
.btn:hover{background:var(--accent-d)}
.btn.sm{padding:9px 14px;font-size:15px}
.btn.ghost{background:transparent;border:2px solid #fcd9a8;color:#fff}
.hero{background:linear-gradient(135deg,#2a2118 0%,#4a3424 65%,#6b4a2f 100%);color:#fff}
.hero .wrap{padding-top:48px;padding-bottom:52px}
.hero h1{font-size:clamp(28px,5.5vw,46px);line-height:1.15;margin:0 0 14px;max-width:820px}
.hero p.lead{font-size:clamp(17px,2.3vw,20px);color:#e2e8f0;max-width:700px;margin:0 0 22px}
.hero .cta{display:flex;flex-wrap:wrap;gap:10px;margin:0}
.hero ul.ticks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:6px;color:#cbd5e1;grid-template-columns:1fr}
.hero ul.ticks li::before{content:"✓";color:#fcd9a8;font-weight:800;margin-right:8px}
.hero.sm .wrap{padding-top:34px;padding-bottom:40px}
.crumbs{font-size:14px;color:#cbd5e1;margin:0 0 12px}.crumbs a{color:#fcd9a8}
section{padding:52px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
h2{font-size:clamp(23px,3.6vw,32px);line-height:1.2;margin:0 0 10px}
h3{font-size:19px;margin:0 0 6px}
.prose h2{margin-top:28px}.prose h2:first-child{margin-top:0}
.prose>*{max-width:800px}.prose p{color:var(--ink2)}
.sub{color:var(--muted);margin:0 0 26px;max-width:780px}
.grid{display:grid;gap:16px;grid-template-columns:1fr}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.card p,.card li{color:var(--ink2);font-size:16px}.card p{margin:0}
.card ul{margin:0 0 10px;padding-left:20px}
a.card.link{text-decoration:none;color:inherit}a.card.link:hover{border-color:var(--accent)}
.areas{display:flex;flex-wrap:wrap;gap:10px;padding:0;list-style:none;margin:0}
.areas li a{display:block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:600;text-decoration:none}
.steps{counter-reset:s;display:grid;gap:16px;grid-template-columns:1fr;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 20px 20px 70px;position:relative}
.steps li::before{content:counter(s);position:absolute;left:20px;top:20px;width:36px;height:36px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.steps p{margin:0;color:var(--ink2);font-size:16px}
details{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;margin-bottom:10px}
details summary{cursor:pointer;font-weight:700}
details p{color:var(--ink2);margin:10px 0 0}
.badges{display:flex;flex-wrap:wrap;gap:18px;align-items:center;min-height:0}
form.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;display:grid;gap:14px;grid-template-columns:1fr}
.f{display:flex;flex-direction:column;gap:5px}
.f.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.f label,legend{font-weight:600;font-size:15px}
.f .req{color:var(--err)}
.f input,.f select,.f textarea{font:inherit;font-size:16px;padding:11px 12px;border:1px solid #cbd5e1;border-radius:8px;background:#fff;width:100%}
.f input:focus,.f select:focus,.f textarea:focus{outline:3px solid #fcd9a8;border-color:var(--accent-d)}
.f textarea{min-height:110px;resize:vertical}
.f .err{color:var(--err);font-size:14px}
.f.invalid input,.f.invalid select,.f.invalid textarea{border-color:var(--err)}
fieldset.needs{border:1px solid var(--line);border-radius:8px;padding:10px 14px;margin:0;display:flex;flex-wrap:wrap;gap:8px 18px}
label.chk{font-size:16px;display:flex;align-items:center;gap:6px;min-height:32px}
label.chk input{width:18px;height:18px}
.full{grid-column:1/-1}
.hp{position:absolute!important;left:-5000px!important;width:1px;height:1px;overflow:hidden}
.note{font-size:14px;color:var(--muted)}
.status{padding:14px 16px;border-radius:10px;display:none}
.status.ok{display:block;background:#ecfdf5;border:1px solid #a7f3d0;color:var(--ok)}
.status.bad{display:block;background:#fef2f2;border:1px solid #fecaca;color:var(--err)}
footer{background:var(--ink);color:#cbd5e1;padding:36px 0;font-size:15px}
footer a{color:#fcd9a8}
.flinks{display:grid;gap:18px;grid-template-columns:1fr}
.flinks ul{list-style:none;padding:0;margin:0;columns:2;gap:16px}
.flinks li{margin:0 0 4px}
.fh{font-weight:700;color:#fff;margin:0 0 8px}
footer .disc{border-top:1px solid #334155;margin-top:18px;padding-top:18px;color:#94a3b8;font-size:14px}
.page{padding:44px 0}.page .card{max-width:820px}
@media (min-width:700px){
 .grid{grid-template-columns:repeat(2,1fr)}
 form.quote{grid-template-columns:1fr 1fr;padding:28px}
 .steps{grid-template-columns:repeat(3,1fr)}
 .hero ul.ticks{grid-template-columns:1fr 1fr}
 .flinks{grid-template-columns:1fr 1fr}
}
@media (min-width:980px){.grid{grid-template-columns:repeat(3,1fr)}.grid.two-col{grid-template-columns:1fr 1fr}}
@media (max-width:700px){nav.main a:not(.btn):not(.call){display:none}}
@media (max-width:420px){.brand span{font-size:15px}nav.main a.call{display:none}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.hero{background:linear-gradient(135deg,#2a2118 0%,#4a3424 55%,#6b4a2f 100%);position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(252,217,168,.07) 2px,transparent 2px),linear-gradient(90deg,rgba(252,217,168,.07) 2px,transparent 2px);background-size:72px 36px,36px 72px;pointer-events:none}
.hero .wrap{position:relative;z-index:1}
.f select{appearance:auto}
.lang{font-size:14px}

.tbl{width:100%;border-collapse:collapse;margin:12px 0 18px;background:#fff;font-size:16px}.tbl th,.tbl td{border:1px solid var(--line);padding:9px 12px;text-align:left;vertical-align:top}.tbl th{background:#f3ece3}